Emma and Joel Magbitang, fellow financial professionals, are proud to be affiliated with New York Life Insurance Company. New York Life and its wholly-owned subsidiaries provide life insurance, fixed annuities, and long-term care insurance. A mutual insurance company, New York Life is one of the largest mutual life insurance company in the United States and holds the highest possible financial strength ratings currently awarded to any life insurer from all four of the major credit rating agencies: A.M. Best (A++), Fitch (AAA), Moody's Investor Service (Aaa), Standard & Poor's (AA+). (Source: Individual independent rating agency commentary as of 8/9/16.)

NYL Retirement Plan Services

Magbitang Financial works with New York Life Retirement Plan Services to help offer clients compelling executive benefit plans, driving value for executives, organizations and shareholders. Access to New York Life Retirement Plan Services allows Emma and Joel to work with a team of professionals who bring over 40 years of retirement planning, actuarial, and plan design experience to help clients with the executive talent war – while controlling the bottom line.